These terms and conditions (this "Agreement") set forth the terms and conditions associated with your use of the Services. "You" and "your" mean the customer of the Services defined below, and "StanaCard," "we," "our," and "us" mean StanaCard, LLC and any of its affiliates involved in providing you with the Services. By enrolling in, using or paying for the Services, you accept and agree to the terms and conditions set forth in this Agreement, the Service Guides referenced below and StanaCard’s Privacy Policy available at the StanaCard website. If you do not agree with or to be bound to this Agreement, you may not use the Services.

We may modify or amend this Agreement, including the referenced Service Guides and Privacy Policy, from time to time. Unless otherwise provided in this Agreement, all such modifications or amendments shall be effective immediately upon posting on the Website. YOUR CONTINUED USE OF YOUR ACCOUNT AND/OR THE SERVICES AFTER THE POSTING ON THE WEBSITE WILL BE CONCLUSIVELY DEEMED TO BE ACCEPTANCE BY YOU OF ANY SUCH MODIFICATIONS OR AMENDMENTS.

The Services are not designed for the transmission of emergency calls, such as calls to 911 and other emergency numbers. You, or any person using your Account, are responsible for dialing the relevant emergency number directly from your phone line not using our Services.

A. Definitions

"Service Guides" mean the service guides that set forth the specific price and charges, service descriptions and other terms and conditions that apply to each of the Services. You can review the Service Guides on the Website. This Agreement incorporates by reference the prices, charges, terms and conditions contained in the Service Guides.

"Services" means the telecommunications services provided by StanaCard as described on the Website and more specifically described in the Service Guides. The Services may not be available in all locations.

"Website" means the website located at Stanacard.com.

B. Sign-Up and Use of Services

1. Opening an Account

You may only register your own private telephone number to use the Services (e.g., public, hotel, office, hostel numbers are not permissible). You will be solely liable for all charges resulting from your registration of any telephone number.

Once you have been accepted as a StanaCard customer, we will send you an e-mail message that confirms that you have become a StanaCard customer and provides you with information concerning your StanaCard account (your "Account"). The e-mail will also provide you with your account login credentials. Following the first successful call made from your account, a unique 14-digit Personal Identification Number (“PIN”), which you must use when using the Services to call from or to phone numbers that are not registered on your account, will be e-mailed to you. Your Account is considered to be activated as soon as the first successful call is placed through one of our access or SmartDial numbers. You acknowledge and agree that (i) the information you provide to us regarding your Account opening and any subsequent changes shall be complete, correct and true (ii) you shall promptly (in no less than 3 days) notify us of any change to such information, either by updating your Account directly, or by notifying us by e-mail sent to support@StanaCard.com.

To use the Services, you will provide us with your personal identification information as well as a valid credit, debit or charge card number accepted by StanaCard, or other information for payment services accepted by StanaCard. We may use such information to verify your identity (as permitted by law). We may change account name and number and PIN at any time in our sole discretion.

We may deny your application and refuse to provide you with the Services for any reason, which determination shall be made at our sole discretion.

2. License

Subject to the conditions of, this Agreement, we grant you a revocable, non-exclusive, non-transferable right to use the Services subject to the terms of this Agreement.

3. Confidentiality of Account Information

YOU ARE SOLELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR ACCOUNT AND PIN, AND YOU AGREE TO PAY FOR THE SERVICES CHARGED TO YOUR ACCOUNT, WHETHER OR NOT YOU HAVE AUTHORIZED SUCH USE. WE SHALL NOT BE HELD RESPONSIBLE FOR FRAUDULENT CHARGES THAT RESULT FROM THEFT OR FRAUDULENT USE OF YOUR CREDIT/DEBIT/CHARGE CARD OR PIN. If you believe that your Account and/or PIN is being used in an unauthorized manner, you shall contact us immediately so that the appropriate modifications can be made to your Account. Please be aware that your Account information will be sent to the e-mail address that you entered on the application when you applied to become a StanaCard customer. You are responsible for maintaining a current, operational and secure e-mail address and for promptly reading e-mail from us so that we can notify you of updates to the Services and provide information concerning your Account. We shall not be responsible for any damage caused to you or losses incurred by you if others obtain access to your email account and obtain your Account information or other personal information.

4. Unauthorized Use of Phone

If a phone you use to access the Services is lost or stolen, or if it is being used to access your Account or the Services without your permission, you are required to notify us immediately. You are responsible for all charges to your Account until we are able to suspend the Services.

5. Access Numbers and Your Own Phone Charges

We are not responsible for any charges you incur in using your phone to access the Service, including charges billed to you by your mobile phone or other communications provider, and we will not reimburse you for any such charges. Charges we are not responsible for include but are not limited to, toll charges in connecting to the relevant SmartDial or other access number, charges from your mobile or other phone provider for per-minute charges and any roaming fees that may apply from your mobile phone provider.

You acknowledge that StanaCard’s SmartDial and access numbers are the property of StanaCard and may not be ported out.

6. Customer Service and Support

If you have questions, concerns or complaints about the Services, you may send an e-mail to our Customer Support department at support@StanaCard.com. Support is available during business days and hours. We normally answer customer e-mails within 12 hours. However, some questions may require up to 72 hours, especially if received outside of normal business hours.

C. Charges and Payment

1. Calling Rates and Charges

Our rates and charges are listed on the Website and in the applicable Service Guides and are incorporated by reference herein. The rates and charges for any particular call may depend on a number of factors, including whether you are calling from a payphone or to or from a personal home or mobile phone. For example, if we are charged for your use of a payphone or other facility to originate a call, we will pass that charge onto you regardless of whether your call is actually completed. Whenever you choose to use a toll-free access or SmartDial number, you will be charged 2 cents per minute in addition to whatever rate applies to your destination. Rates to toll-free access numbers are 2-cents per minute more that the listed rate. Rates on calls to mobile phone numbers in most of the countries are more expensive than rates to regular phone numbers. You are responsible for checking all applicable rates and charges, including payphone, mobile or other facility surcharges, before making any call using the Services.

2. Rating of Calls

All rates listed on the Website are per minute rates. Charges for telephone calls are measured in whole minutes. All calls which are fractions of a minute are rounded up to the next whole minute (e.g., a call which lasts 1 minute, 25 seconds will be charged as a 2 minute call). Timing on calls begins when the call is answered by the called party, including a voicemail or automatic reply. Timing terminates on calls when the calling party hangs up or StanaCard's network receives an "on-hook" signal from the terminating carrier. We may change the billing period or billing increment from time to time by posting any such change on the Website, except that any change that is required by law or a governmental authority shall be effective immediately.

3. Application of Payments and Credits

When a call is charged against your account, we will first charge against all available credits purchased by your credit, debit or charge card, or otherwise funded by you. Once such credits are depleted, we will charge against any available bonus, promotional or other credits in your account.

4. Taxes and Other Charges

You must pay all taxes, fees, surcharges and other charges that we bill you for the Services, unless you can show documentation satisfactory to us that you are exempt. Government Universal Service Fund fees are included in the listed rates. Taxes, fees, surcharges and other charges will be in the amounts that federal, state and local authorities require us to bill you. Any customer with a billing address in the State of New York will be charged te applicable New York State sales tax. We will not provide advance notice of changes to taxes, fees, surcharges and other charges, except as required by applicable law.

5. Rate Changes

We may change the rates and charges for the Services and offer special promotions from time to time without providing advance notice.

6. Payment

You agree to pay us for the Services at the rates and charges listed in our Service Guides. It is your responsibility to notify us of any changes to your credit, debit, charge card or other payment information, including the expiration date. If for any reason your credit balance becomes negative, you hereby authorize us to charge the negative balance to any credit card on file with your StanaCard account without any additional confirmation. Please note that we reserve the right to retain any credit, debit, charge card or other payment information you provide to us and to charge outstanding amounts to any such card or account so long as your Account remains active and for a reasonable period thereafter. If the charge to your credit, debit, charge or other account is not accepted (e.g. the card is no longer valid or you have instructed the credit/debit/charge card company to block, reject or refuse to pay such charge) for any reason other than your disputing in good faith the validity of Service charges, we may charge you an additional fee as well as a late fee of 1.5% per month, which we will apply to that period's unpaid balance and any outstanding amounts that remain unpaid at the time of the next bill. If the local law where you receive the Services requires a different fee or rate, we will charge that fee or apply that rate.

7. Billing Disputes

You are responsible for reviewing your monthly statements or billing information, as the case may be. You must notify us by e-mail (support@StanaCard.com) of any disputed charges within thirty (30) days of the charge being posted to your Account. To the extent we determine that a billing adjustment is warranted, we will credit your Account as provided in the applicable Service Guide. If you fail to notify us of a billing dispute as noted above, you hereby waive all rights to bring any claim regarding the particular charge.

8. No Refunds

Once you have used any amount purchased, including bonus credit, all of such amounts immediately become non-refundable.

D. Suspension and Cancellation of Services

1. Cancellation

You may discontinue using the Services at any time by notifying us by e-mail (support@fastphone.com). We will terminate your Account as soon as practicable; in all cases, you will remain responsible for payment of all charges for Services rendered up through such termination.

2. Expiration Policy

We may, in our sole discretion, elect to terminate your Account and your PIN after six (6) months of inactivity (measured from the date of last use). If you desire to keep your Account active, you may request an extension of the expiration period by notifying us by e-mail (support@StanaCard.com). Upon receipt of your request, we may, at our sole discretion, provide you with an extension of the expiration date of your Account and your PIN. All extensions will be confirmed by us via e-mail. Please note that we are not obligated to provide you with such an extension nor are we obligated to refund any remaining balance left in your prepaid Services Account as of the date it expires.

3. Unlawful, Fraudulent and Objectionable Use

You will not use the Services for any unlawful, abusive or fraudulent purpose, including, for example, using the Services in a way that (1) interferes with our ability to provide Services to you or other customers; (2) abuses any bonus or promotional program; or (3) avoids your obligation to pay for the Services. You will not in any way submit any materials to StanaCard or otherwise take any action that would, in StanaCard’s sole determination, interfere with the Services or other StanaCard customers, infringe the rights of any third party, or otherwise constitute objectionable conduct. If we have reason to believe that you or someone else using your PIN or Account is abusing the Services or any of our bonus or promotional programs or otherwise breaching this Agreement, we may immediately suspend, restrict, or cancel your Account and your ability to use the Services without notice. In addition, we reserve the right, at our sole discretion and for any reason, to (a) suspend, restrict, modify or terminate your Account and your access to and use of the Services and/or (b) refuse to allow you to recharge your prepaid Services Account.

4. Other

We may from time to time discontinue or modify certain Services or bonus or promotional programs without notice.

5. Outstanding Charges

If your Account is suspended, restricted, or cancelled, you are still responsible for any charges that accrue through the date that we fully process the suspension, restriction or cancellation. Subject to applicable law, you must reimburse us for any reasonable costs we incur, including attorneys' fees, to collect charges owed to us or to defend ourselves. If we elect to reactivate your Account and your ability to use the Services, we may require that you prepay or pay a deposit and/or service restoration fee.

E. Indemnification, Limitation of Liability and Warranties

1. Indemnity

You agree to fully defend, indemnify and hold harmless StanaCard from any claim or damages (including reasonable attorney’s fees and costs) made against StanaCard, its officers, directors, employees and agents in connection with (i) your use of the Services, (ii) Account (including the use of your Account by a third party) and (iii) this Agreement.

2. Limitation of Liability

EXCEPT FOR DAMAGES CAUSED BY OUR INTENTIONAL MISCONDUCT, WE WILL NOT BE LIABLE FOR DAMAGES THAT EXCEED THE AMOUNT OF OUR CHARGES TO YOU FOR YOUR ACTUAL USE OF THE SERVICES DURING THE PRIOR ONE MONTH PERIOD. UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR ANY DIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF PROFIT OR REVENUES, OR INCREASED COSTS OF OPERATION, EVEN IF SUCH DAMAGES WERE FORESEEABLE OR WE HAVE BEEN SPECIFICALLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NO MATTER HOW THAT CLAIM IS STYLED OR ON WHAT LEGAL GROUNDS IT IS BASED (SUCH AS CONTRACT, TORT, STATUTE OR OTHERWISE). IN ADDITION, UNDER NO CIRCUMSTANCES WILL WE BE LIABLE FOR DAMAGES ARISING OUT OF OR RELATED IN ANY WAY TO YOUR INABILITY TO ACCESS, OR YOUR DIFFICULTY IN ACCESSING, THE SERVICES THROUGH TOLL OR LOCAL ACCESS NUMBERS. AS INDICATED EARLIER, WE ARE NOT LIABLE FOR ANY TOLL CHARGES YOU MAY INCUR IN USING A LOCAL ACCESS NUMBER.

3. No Warranties

WE DO NOT MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND DISCLAIM ANY IMPLIED WARRANTY, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, TECHNICAL COMPATIBILITY OR FITNESS FOR A PARTICULAR PURPOSE WITH REGARD TO ANY SERVICE, PRODUCTS OR MATERIAL PROVIDED FOR PURSUANT TO THIS AGREEMENT. WE ALSO MAKE NO WARRANTY THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE. WE DO NOT AUTHORIZE ANYONE, INCLUDING OUR EMPLOYEES, AGENTS OR REPRESENTATIVES, TO MAKE A WARRANTY OF ANY KIND ON OUR BEHALF AND YOU SHOULD NOT RELY ON ANY SUCH WARRANTY. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT BECAUSE THE SERVICES ARE PROVIDED OVER PUBLIC PHONE AND INTERNET NETWORKS OUTSIDE OF OUR CONTROL, THEY ARE SUBJECT TO OUTAGES, DISRUPTIONS AND INTERCEPTION, AND THAT WE HAVE NO LIABILITY FOR ANY SUCH OUTAGES, DISRUPTIONS OR INTERCEPTIONS. FASTPHONE IS NOT RESPONSIBLE FOR THE CONTENT OF COMMUNICATIONS TRANSMITTED THROUGH THE SERVICES.

F. Miscellaneous

1. Agents and Resellers

No agent or reseller is permitted to sell the Services in any manner unless it has been specifically authorized in writing by StanaCard. If you are contacted by an agent, you should contact us to confirm whether the agent has the proper authorization.

2. Access to Third-Party Vendors

We may, from time to time, offer our customers the ability to purchase various products and services from third-party vendors by accessing those third-party vendors directly through the Website via click-throughs or hyperlinks. We are not responsible for the contents of any linked site, the products/services offered through those sites, any link to other sites contained in a linked site, or any changes or updates to such sites. We provide these links to you only as a convenience, and the inclusion of any link does not imply an endorsement, guarantee or warranty (either expressed or implied) by us of the site or the products/services offered through that site. UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DAMAGES ARISING OUT OF OR IN ANY WAY RELATED TO PRODUCTS, SERVICES AND/OR INFORMATION OFFERED OR PROVIDED BY THIRD-PARTY VENDORS ACCESSED THROUGH THE WEBSITE OR BY ANY OTHER MEANS.

3. Acts Beyond Our Control

Except for your obligation to pay for the Services, neither of us is liable to the other for any delay, failure in performance, loss or damage due to causes beyond our reasonable control, including but not limited to acts of God, fire, strikes, explosions, power failure, earthquake, flood, water, labor disputes, terrorism, acts or omissions of carriers or suppliers, systems failure and acts of regulatory or governmental agencies.

4. Trademarks

All corporate names, service marks, logos, trade names, trademarks, websites and domain names of StanaCard, including but not limited to, "StanaCard" and “StanaTel” (collectively "Marks") are and shall remain the exclusive property of StanaCard and nothing in this Agreement shall grant you the license to use such Marks without our prior written permission.

5. Assignment

We may assign all or part of our rights and duties under this Agreement to any party at any time without notice to you. If we do that, we will have no further obligation to you in connection with such assigned duty. You may not assign your rights and duties under this Agreement without our prior written permission.

6. Severability

If any provision of this Agreement is held to be invalid, illegal or unenforceable, the remaining provisions of this Agreement will continue in full force and effect.

7. Integration - Entire Agreement

This Agreement, together with any written amendments or written modifications, will constitute the entire agreement between you and StanaCard with respect to the Services provided hereunder and will supersede and replace all prior or contemporaneous understandings or agreements, written, electronic or oral, between you and StanaCard. No written or oral statement, advertisement or service description not expressly contained in the Agreement will be allowed to contradict, explain, modify or supplement it. You acknowledge and agree that you are not relying on any representation or statement by StanaCard that is not included in this Agreement.

9. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of New York. You agree, in the event any claim or suit is brought in connection with this Agreement, to the exclusive jurisdiction and venue of the courts of New York County, New York. In any action to enforce this Agreement, including, without limitation, any action by Stanacard for the recovery of fees due hereunder, you shall pay Stanacard reasonable attorneys’ fees and costs in connection with such action. You acknowledge and agree that this governing law provision applies no matter where you reside, or where you use or pay for the Services.

10. Waiver

Either party's failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right.

11. Compliance with Laws

You agree to use the Services in a lawful manner that is consistent with the terms and conditions of this Agreement and all applicable federal, state and local laws and/or regulations. Notwithstanding any other provision contained in this Agreement, we reserve the right to immediately, and without notice, terminate, or otherwise discontinue, your Account and PIN in the event we determine that you have violated any such term, condition, law and/or regulation.

12. Testimonials

With respect to your submission of feedback or a testimonial or opinion about the Services (“Testimonial”) to StanaCard, you hereby (i) represent and warrant that the Testimonial is original to you, that no other party has any rights thereto, and (ii) grant us a royalty-free, worldwide, perpetual, irrevocable and fully transferable, assignable and sub-licensable right and license to use, reproduce, publish, distribute, display, translate, summarize, modify and adapt such Testimonial (in whole or part) and/or to incorporate it in other works in any form, media, or technology now known or later developed, in our sole discretion, with or without your name.

13. Notices

All notices from us to you shall be (i) sent to your current email address on file with us and will be deemed immediately delivered even if such email address is no longer valid, or (ii) posted to your Account. All notices from you shall be sent to support@StanaCard.com

This Service Guide is subject to and a part of the StanaCard Customer Services Agreement (the "Agreement"), and may be changed and/or discontinued at any time by StanaCard. In order to use the Services described below, you must be enrolled as a StanaCard customer. Please see the Agreement on our website at www.stanacard.com (the "Website") for enrollment information and further details concerning the Service.

1. Description and Availability of Service

The Services allows you to purchase in advance virtual calling card capabilities to enable you to place calls to over 200 countries from certain states of the United States and the District of Columbia as well as other countries in which our service is provided 24 hours a day, seven days a week (the "Service"). For an up-to-date listing of the jurisdictions and countries in which you can use the Services, please check the Website.

2. Rates and Charge

For the applicable rates and charges for the Services please click here (http://www.stanacard.com/rates/)

Connection fee: None

Billing Increment: One minute. Fractions of a minute are rounded up to the next whole minute.

Payphone surcharge: 70 cents/call

Taxes and other charges as described in Section II of the Agreement may apply.

3. Access Numbe.

To access the Services, you must dial a smartdial number or an access number first. To see complete list of our access numbers please click here (http://www.stanacard.com/rates/)

If you are dialing the access or smartdial number from a phone number that is not registered on your Account or a phone number that is registered on your Account but the caller ID of that phone is not recognizable you must enter your personal identification number ("PIN") that has been assigned to you upon your Account activation.

4. Usage Conditions. The following conditions are specific to the Service:

In order to use the Services, your StanaCard Account (your "Account") must have a sufficient balance to cover the cost of the Service.

As you use the Services, your Account will be debited accordingly.

Calls in progress will be terminated if your Account balance is insufficient to cover the cost of continuing the call.

5. Usage Information

You will have confidential access to your usage information " for the current month only " on the Website under "My Account" 24 hours a day, seven days a week. We will not send any invoice or statement to you concerning your usage.

6.Prepayments

The following conditions will govern prepayments you make to your Account balance:

You may add to your Account balance at any time by accessing "My Account" at our Website www.stanacard.com.

Any prepayment will be charged to the credit, debit or charge card that you listed in your application for enrollment as a StanaCard customer. We will provide you with an e-mail confirmation each time you make a prepayment that is credited to your Account balance.

Prepayments must be made in certain dollar denominations, with a minimum of $5.00.

The prepayments credited to your Account do not expire so long as your Account remains active. If your Account does expire, however, we will not be obligated to refund any balance remaining in your Account to you. See our Expiration Policy in Section III of the Agreement for further details.

Please note that unless we discontinue the Services while your Account is still active, we are under no obligation to make any refund of any prepayments you make toward the Services under any circumstances. Thus, you should only make prepayments to your Account if you believe that you will use the balance.

7. Billing Disputes

You must notify us by e-mail at support@StanaCard.com of any disputed charges within thirty (30) days of the charge being posted to your Account. To the extent we determine that an adjustment is warranted, we will credit your Account accordingly.

StanaCard will not be liable for the liabilities whatsoever resulting due to registration of hotel/hostel/public phone numbers or otherwise any claims by you or third parties.

8. Cancellation

We will provide the Services to you until one or more of the following events occur:

You choose to close your Account by notifying us by e-mail at support@StanaCard.com. We will then shut down the access to your account. You will not be entitled to any refund of the unused balance in your Account as of the date you terminate your Account.

Your Account balance is depleted and you do not replenish your Account balance.

We suspend or terminate your Account or your ability to replenish your Account balance as provided in Section III of the Agreement.

We discontinue the Services, in which case we will refund the unused balance in your Account to you.

9. Customer Service:

If you have any questions, concerns or complaints about our Service, you may contact our Customer Service Center 24 hours a day, seven days a week by e-mail at support@StanaCard.com.

Last updated 05.18.10

Stanacard recognizes the importance of protecting your personally identifiable information (your "personal information"). We are committed to safeguarding your privacy through instituting policies and security measures intended to ensure that your personal information is handled in a responsible and safe manner. This Privacy Policy is posted on our website at Stanacard.com in order to inform you as to the type of information we collect, how it is used and with whom it may be shared. This Privacy Policy applies to our website, products, services and programs.

1. What personal information is collected?

When you engage in specific activities on our website, such as ordering services or applying for one of our programs, we request that you provide certain information by submitting it online. We may also obtain personal information during the course of your use of our products and services. Such information may include, but is not limited to, your name, title, company, mailing, billing or shipping address, e-mail address, phone number, credit card information and other personal information.

2. How is personal information used?

We and our corporate affiliates may collect, transfer, store and process your personal information to:

• Deliver to you and bill you for our products and services and communicate with you concerning your account and customer service issues. Personal information may also be provided to a third party for credit card verification, billing and licensing compliance and usage purposes.

• Provide to a third party that is providing services in support of our delivery of the our products and services to you.

• Provide you with commercial newsletters, information regarding service updates, targeted advertising, promotions and special offers.

• Provide you with the service, instructions and assistance for a more personalized experience based on the information you provide to us, such as your language preferences, country locations, business type and any content or other preferences.

• Provide information to third party service and product providers selected by you through our website. Such information you provide to us or directly to the third party service or product provider will be subject to the privacy policy of such party and not this Privacy Policy.

• Access, use, preserve or disclose your personal information to satisfy any applicable law, rule, regulation, legal process or governmental request and/or to protect the rights, property and safety of us, its users or the public as required or permitted by law. We have no duty to notify you under such circumstances. We may also disclose your information in connection with corporate level transactions subject to confidentiality requirements.

• Resolve disputes and troubleshoot problems.

• Promote our products and services with testimonials, feedback and opinions provided by you, as further described in the Stanacard terms and conditions.

We do not otherwise not rent, sell or distribute your personal information to third parties without your consent.

3. How do I opt-out of commercial e-mails?

At any time, you may opt out of receiving e-mails from us with a primarily commercial purpose and third parties to whom we have provided your information by contacting support@stanacard.com or according to the relevant third party’s privacy policy.

4. How do you use log files and cookies?

ike many other websites, our website automatically collects certain information and stores it into log files. This information does not identify users individually and is not linked to your personal information. Collecting and storing such information allows us to analyze trends, diagnose problems with our servers, track the activity and movements of users around our website and gather demographic information about our user base.

To allow us to improve our website and better respond to your orders and requests, we use “cookies” to track your visit. A cookie is a piece of information sent to your browser by a web server that uniquely identifies your browser and tracks for visit. This information will not identify you personally and you remain anonymous unless you have previously provided us with your personal information. Most browsers are structured to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the option of deciding whether or not to accept it. Note that for some pages, cookies are not optional. Users that do not accept cookies may not be able to access those pages.

5. What about privacy issues for third-party websites?

Our website may contain links to other websites. We are not responsible for the privacy practices or the content of such websites. Please be aware that this Privacy Policy only applies to our website. We do not exercise control over the websites displayed as links or advertisements from within our various services. These other websites may place their own cookies or other files on your computer, collect data or solicit personal information from you. This Privacy Policy is inapplicable to such activity.

6. Is my personal information secure?

The security of your personal information is important to us. Our website has security measures in place to protect against the loss, misuse, or modification of your personal information. Your contact and financial information, such as credit card number, is submitted through a secure (HTTPS) connection and stored in the our database protected by a firewall.

7. Can children use the website?

Children under 13 years of age are not permitted to be our customers. Children under 13 should not send us any information about themselves. If a child under 13 submits information through any part of our website, and we become aware that the person submitting the information is a child, we will attempt to delete this information as soon as possible. Because we do not knowingly collect any personal information about children under 13, we do not knowingly use or disclose such information.

8. How can this Privacy Policy be changed?

As we continue to develop our website, products and services, this Privacy Policy may change. We may modify this Privacy Policy at any time, which shall be immediately effective upon posting at our website. For this reason, we encourage you to refer to this Privacy Policy on an ongoing basis.

9. How can I get more information?

If you have any questions about this Privacy Policy, you can contact us at support@stanacard.com.